Question 1

Is Gnosis app free?

Accepted Answer

Yes, the app is completely free. It is free to download and has zero subscription fees. It is launching as a Progressive Web App, so you can start quickly on mobile or desktop. You receive more rewards because you're always an owner in the stack. These rewards include cash back on your spend. You can boost your rewards by holding more of the ownership token (GNO), which is linked to decision-making and also helps secure the network. That token remains in your control at all times and you can convert it back into Euros and spend it whenever you wish.

Question 2

How can I add money to my account?

Accepted Answer

The easiest way is to send money from your bank to your personal IBAN in the app. Within minutes your money will appear on your home screen as a digital version of the currency - generally EURe. This digital version of euro is issued by an entity that is regulated as an EMI (called Monerium) and is collateralised over 100%. You can also use blockchain-native interfaces like other wallets or exchanges.

Question 3

How does cashback work?

Accepted Answer

You can earn up to 5% cashback on eligible card purchases. The exact cashback rate depends on factors such as your GNO holdings and whether you hold the G NFT. Holding GNO is optional. You can use the Gnosis App and card without holding GNO. GNO is a separate crypto asset and its value may fluctuate.

Question 4

Can I send money to people outside of the app?

Accepted Answer

Yes, of course you can. You can send digital Euros (EURe) to any European bank account just by sending it to an IBAN from within the app. It will arrive in the bank account as standard Euros. On our side, that transaction is immediate, but it may take your bank time to update. We're working on being able to send money to a mobile phone contact but that will take us a bit longer. If you have crypto friends, you can also send money to another wallet on Gnosis Chain only.

Question 5

Where is my money stored?

Accepted Answer

Your money is stored as a digital entry on a highly secure ledger (a blockchain). In most traditional banks your money is an entry on a database that your bank manages. With us, it is stored on the next generation of financial technology. That said, most banks are adopting / have adopted blockchain technology into their systems. We've just been doing it for longer.

MONEY YOUR WAY

MONEY YOUR WAY

An app for money created by people. Not banks.
That even works with Visa.

An app for money created by people. Not banks.
That even works with Visa.

Earn every day
Spend anywhere

Earn every day
Spend anywhere

Here´s how it works:

Here´s how it works:

Create MONEY

Create MONEY

GROW REWARDS

GROW REWARDS

SPEND & SUPPORT

SPEND & SUPPORT

Zero banks involved

Zero banks involved

BUILD THE
FUTURE WITH US

BUILD THE
FUTURE WITH US

Invite friends, launch a community currency, build mini apps and host events.

MEET

MEET

10+

10+

$1T

$1T

+

+

100

100

+

+

116

116

K

K

Making money more empowering for humans.

PEOPLE ARE ALREADY IN

How is this money different?

FAQs

FAQs

MONEY YOUR WAY

MONEY YOUR WAY

An app for money created by people. Not banks.That even works with Visa.

An app for money created by people. Not banks.That even works with Visa.

Earn every daySpend anywhere

Earn every daySpend anywhere

Here´s how it works:

Here´s how it works:

Create MONEY

Create MONEY

GROW REWARDS

GROW REWARDS

SPEND & SUPPORT

SPEND & SUPPORT

Zero banks involved

Zero banks involved

BUILD THE FUTURE WITH US

BUILD THE FUTURE WITH US

Invite friends, launch a community currency, build mini apps and host events.

MEET

MEET

10+

10+

$1T

$1T

+

+

100

100

+

+

116

116

K

K

Making money more empowering for humans.

PEOPLE ARE ALREADY IN

How is this money different?

FAQs

FAQs

An app for money created by people. Not banks.
That even works with Visa.

An app for money created by people. Not banks.
That even works with Visa.

Earn every day
Spend anywhere

Earn every day
Spend anywhere

BUILD THE
FUTURE WITH US

BUILD THE
FUTURE WITH US