Question 1

Is Gnosis app free?

Accepted Answer

Yes, the app is completely free. It is free to download and has zero subscription fees. It is launching as a Progressive Web App, so you can start quickly on mobile or desktop. You receive more rewards because you're always an owner in the stack. These rewards include cash back on your spend. You can boost your rewards by holding more of the ownership token (GNO), which is linked to decision-making and also helps secure the network. That token remains in your control at all times and you can convert it back into Euros and spend it whenever you wish.

Question 2

How can I add money to my account?

Accepted Answer

The easiest way is to send money from your bank to your personal IBAN in the app. Within minutes your money will appear on your home screen as a digital version of the currency - generally EURe. This digital version of euro is issued by an entity that is regulated as an EMI (called Monerium) and is collateralised over 100%. You can also use blockchain-native interfaces like other wallets or exchanges.

Question 3

How does cashback work?

Accepted Answer

You can earn up to 5% cashback on eligible card purchases. The exact cashback rate depends on factors such as your GNO holdings and whether you hold the G NFT. Holding GNO is optional. You can use the Gnosis App and card without holding GNO. GNO is a separate crypto asset and its value may fluctuate.

Question 4

Can I send money to people outside of the app?

Accepted Answer

Yes, of course you can. You can send digital Euros (EURe) to any European bank account just by sending it to an IBAN from within the app. It will arrive in the bank account as standard Euros. On our side, that transaction is immediate, but it may take your bank time to update. We're working on being able to send money to a mobile phone contact but that will take us a bit longer. If you have crypto friends, you can also send money to another wallet on Gnosis Chain only.

Question 5

Where is my money stored?

Accepted Answer

Your money is stored as a digital entry on a highly secure ledger (a blockchain). In most traditional banks your money is an entry on a database that your bank manages. With us, it is stored on the next generation of financial technology. That said, most banks are adopting / have adopted blockchain technology into their systems. We've just been doing it for longer.

Own
your
money

Own
your
money

Enter the world of future money.
A new type of currency, an app you control, payments that work.

Enter the world of future money.
A new type of currency, an app you control, payments that work.

Earn by showing up
Spend anywhere

Earn by showing up
Spend anywhere

Here´s how it works:

Here´s how it works:

Create MONEY

make it count

SPEND & SEND

Create MONEY

EARN REWARDS

SEND AND SPEND

BUILD THE
FUTURE WITH US

BUILD THE
FUTURE WITH US

Invite friends, launch a community currency, build mini apps, host events, and build the future with us.

MEET

MEET

10+

10+

$1T

$1T

+

+

100

100

+

+

116

116

K

K

Real communities. Real economies.

PEOPLE ARE ALREADY IN

This is not another app with a token.
This is different money.

FAQs

FAQs

Ownyourmoney

Ownyourmoney

Enter the world of future money.A new type of currency, an app you control, payments that work.

Enter the world of future money.A new type of currency, an app you control, payments that work.

Earn by showing upSpend anywhere

Earn by showing upSpend anywhere

Here´s how it works:

Here´s how it works:

Create MONEY

make it count

SPEND & SEND

Create MONEY

EARN REWARDS

SEND AND SPEND

BUILD THE FUTURE WITH US

BUILD THE FUTURE WITH US

Invite friends, launch a community currency, build mini apps, host events, and build the future with us.

MEET

MEET

10+

10+

$1T

$1T

+

+

100

100

+

+

116

116

K

K

Real communities. Real economies.

PEOPLE ARE ALREADY IN

This is not another app with a token. This is different money.

FAQs

FAQs

Own
your
money

Own
your
money

Enter the world of future money.
A new type of currency, an app you control, payments that work.

Enter the world of future money.
A new type of currency, an app you control, payments that work.

Earn by showing up
Spend anywhere

Earn by showing up
Spend anywhere

BUILD THE
FUTURE WITH US

BUILD THE
FUTURE WITH US

This is not another app with a token.
This is different money.